XIRR Calculator

Calculate annualized return (XIRR) for irregular cash flows and non-uniform dates.

How to Use this XIRR Calculator

Enter one cash flow per line as YYYY-MM-DD,amount.
Use negative values for investments and positive for withdrawals/returns.
Click Calculate to estimate annualized XIRR.

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XIRR Calculator Use Cases

Evaluate real portfolio performance when money moves in and out over time.
Compare SIP/SWP-style timelines with irregular contributions.
Settle the classic 'what was my true return?' question for mixed cash flows.

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